Achieve your goals with extra funds through a Real Estate Mortgage!
Why Choose Us?
Gain access to multiple financing institutions and exclusive promotions when you apply through Finhomes by Carmudi.
Enjoy free consultation sessions with our experts to increase your chances of fast and easy approval.
Loans starting from ₱200K, with low interest rates and flexible repayment terms tailored to your needs.
Calculate your EMI (Equated Monthly Installment)
How it Works
Initial Application
Fill out the application form on our website and receive a call from our team for initial assessment.
Submit All Requirements
Once all required documents are submitted, we will forward your application to our financing and bank partners.
Credit Investigation & Property Appraisal
We will conduct an NFIS/BAP check followed by a residence inspection. This step helps determine if you qualify for loan approval.
Approval & Loan Signing
Get approved in 3-5 business days after step 3, followed by release of funds to your bank account.
Loan Release
For Equity Loans or Sangla Titulo: Receive your loan within 3–5 business days after loan signing.
For Property Acquisitions: Receive your loan within 8 banking days after submission of transferred collateral documents.
deal
Guarantee
- SEC Registered
- Trusted by thousands of homeowners
- Backed by top financial institutions
Testimonials
What our customers says about us
Eligibility & Documents Required
- Filipino citizen, former Filipino, or foreign national with a valid visa
- 21 to 65 years old
- Must have a documented source of income and stable employment or business tenure
- 2 Valid Government Issued IDs
- Latest Proof Of Income for 3 Months (Payslips, Certificate of Employment with Compensation, Bank Statement, and latest ITR)
- Proof of Residency (Electric, Water, or Internet Bill)
- 2 Valid Government Issued IDs
- Latest Proof Of Income (ITR, AFS, Latest Bank Statement)
- Proof of Residency (Electric, Water, or Internet Bill)
- Business Papers (DTI, Business Permit, SEC, GIS)
- Trade References (if applicable))
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Got Questions?
I just joined my employer last month. Am I still qualified for a loan?
2 year continuous employment is the minimum requirement. You may share the previous employment details to qualify.
What are the additional fees I need to prepare for?
1. Bank or miscellaneous fees are required by financing institutions ranging from 2.5% to 5% which represent taxes and fees for the annotation of the mortgage such as Documentary Stamp Tax, Registration Fee, Notarial Fee, and BSP Mandated Insurances. 2. Some banks/financiers offer All-In-Financing Promo.
How can an online seller with minimal requirements apply for a loan?
You may qualify by submitting your bank statements with regular substantial credits representing your business income.
How can OFWs apply for a loan?
1. OFWs may apply online while assigning a relative to be a local representative. 2. A Special Power of Attorney will be required by the bank upon approval.