Car Insurance Articles

Car insurance add-ons in the Philippines: Myths, facts, and smart choices
Car insurance add-ons in the Philippines: Myths, facts, and smart choices

If you have a car or are planning to buy one soon, then you need to know that insurance is...

Carmudi PH . Dec 22, 2025
Common car insurance renewal mistakes that can cost you more
Common car insurance renewal mistakes that can cost you more

For many Filipino car owners, car insurance renewal feels like a routine chore. Renewal is something done quickly just to...

Carmudi PH . Dec 19, 2025
A simple guide to compare car insurance policies in the Philippines: Smart & practical tips
A simple guide to compare car insurance policies in the Philippines: Smart & practical tips

Buying car insurance in the Philippines doesn’t have to be confusing or overwhelming. In fact, with the proper knowledge, it...

Carmudi PH . Dec 17, 2025
Defensive driving tips for Filipino drivers – Smart habits that pay off
Defensive driving tips for Filipino drivers – Smart habits that pay off

Driving in the Philippines can be challenging due to heavy traffic, unpredictable drivers & motorcycle riders weaving through lanes, and...

Carmudi PH . Dec 15, 2025
Insurance for cars parked at home: Does it cover theft or fire?
Insurance for cars parked at home: Does it cover theft or fire?

Car insurance is essential; you cannot afford to forgo financial protection against damage from accidents, collisions, theft, fire, flood, and...

Carmudi PH . Dec 12, 2025
Should you renew early or wait? A Filipino driver’s guide to smart car insurance timing
Should you renew early or wait? A Filipino driver’s guide to smart car insurance timing

When it comes to car insurance renewal, time isn’t just a small detail, but a key factor that helps you...

Carmudi PH . Dec 10, 2025
Is vandalism covered? What to do if someone damages your parked car
Is vandalism covered? What to do if someone damages your parked car

Do you fear your car getting damaged while it is parked at an unattended parking lot or on a busy...

Carmudi PH . Dec 08, 2025
Don’t panic after a hit-and-run: Here’s how car insurance helps Filipino drivers
Don’t panic after a hit-and-run: Here’s how car insurance helps Filipino drivers

Hit-and-run cases are becoming more and more common, especially in crowded city streets and heavy traffic areas. In such situations,...

Carmudi PH . Dec 05, 2025
Car Flooding 101: What to do and when insurance will cover the damage
Car Flooding 101: What to do and when insurance will cover the damage

For Filipino car owners, car flooding is a common headache. It is a known fact that the country experiences heavy...

Carmudi PH . Dec 03, 2025
4 Smart reasons you should avoid making small car insurance claims
4 Smart reasons you should avoid making small car insurance claims

Minor scratches while parking or a little dent in heavy traffic are a daily occurrence for many drivers around the...

Carmudi PH . Dec 01, 2025
Essential facts about total loss in car insurance: A simple guide for Filipino drivers
Essential facts about total loss in car insurance: A simple guide for Filipino drivers

If you are new to the world of car insurance, then chances are that you haven’t heard of ‘Total Loss’...

Carmudi PH . Nov 28, 2025
Difference between basic car insurance and add-ons: Insights for Filipino drivers
Difference between basic car insurance and add-ons: Insights for Filipino drivers

Unexpected road accidents, natural disasters, sudden collisions - all add up to a car owner's financial liability, and the only...

Carmudi PH . Nov 26, 2025
Essential rights and duties every car insurance policyholder in the Philippines should know
Essential rights and duties every car insurance policyholder in the Philippines should know

Owing a car is one thing, but following the law to keep the vehicle, its owner & passengers, and others...

Carmudi PH . Nov 24, 2025
Windscreen coverage in the Philippines explained: Inclusions, exclusions, and why it matters
Windscreen coverage in the Philippines explained: Inclusions, exclusions, and why it matters

Getting a car insured in itself is a pretty overwhelming task, and on top of that, part-specific coverage is a...

Carmudi PH . Nov 19, 2025
Don’t buy insurance without knowing these 10 key facts
Don’t buy insurance without knowing these 10 key facts

If you own a car or are planning to buy one soon, then you must understand a little (if not...

Carmudi PH . Nov 17, 2025
Most asked questions about car insurance participation fees in the Philippines — Answered!
Most asked questions about car insurance participation fees in the Philippines — Answered!

If you are a car owner in the Philippines, you must have come across the term ‘participation fee’ from your...

Carmudi PH . Nov 14, 2025
How to avoid lapses in car insurance coverage in the Philippines
How to avoid lapses in car insurance coverage in the Philippines

Car insurance is an essential tool that keeps a car owner financially protected, thus offering immense peace of mind when...

Carmudi PH . Nov 12, 2025
Insured Declared Value explained: How it affects your car insurance premium in the Philippines
Insured Declared Value explained: How it affects your car insurance premium in the Philippines

When you purchase a car in the Philippines, one thing that’s a must is car insurance, which provides the owner's...

Carmudi PH . Nov 10, 2025
Think your policy just expired? It might be cancelled — Learn the difference
Think your policy just expired? It might be cancelled — Learn the difference

Car insurance is something that no car owner should take lightly, especially in the Philippines, where it is a legal...

Carmudi PH . Nov 07, 2025
Your go-to guide for car insurance renewal in the Philippines
Your go-to guide for car insurance renewal in the Philippines

Renewing your car insurance policy is a task that can’t be skipped by car owners, especially in the Philippines. Why?...

Carmudi PH . Nov 05, 2025