Car Insurance Articles

Difference between basic car insurance and add-ons: Insights for Filipino drivers
Difference between basic car insurance and add-ons: Insights for Filipino drivers

Unexpected road accidents, natural disasters, sudden collisions - all add up to a car owner's financial liability, and the only...

Carmudi PH . Nov 26, 2025
Essential rights and duties every car insurance policyholder in the Philippines should know
Essential rights and duties every car insurance policyholder in the Philippines should know

Owing a car is one thing, but following the law to keep the vehicle, its owner & passengers, and others...

Carmudi PH . Nov 24, 2025
Windscreen coverage in the Philippines explained: Inclusions, exclusions, and why it matters
Windscreen coverage in the Philippines explained: Inclusions, exclusions, and why it matters

Getting a car insured in itself is a pretty overwhelming task, and on top of that, part-specific coverage is a...

Carmudi PH . Nov 19, 2025
Don’t buy insurance without knowing these 10 key facts
Don’t buy insurance without knowing these 10 key facts

If you own a car or are planning to buy one soon, then you must understand a little (if not...

Carmudi PH . Nov 17, 2025
Most asked questions about car insurance participation fees in the Philippines — Answered!
Most asked questions about car insurance participation fees in the Philippines — Answered!

If you are a car owner in the Philippines, you must have come across the term ‘participation fee’ from your...

Carmudi PH . Nov 14, 2025
How to avoid lapses in car insurance coverage in the Philippines
How to avoid lapses in car insurance coverage in the Philippines

Car insurance is an essential tool that keeps a car owner financially protected, thus offering immense peace of mind when...

Carmudi PH . Nov 12, 2025
Insured Declared Value explained: How it affects your car insurance premium in the Philippines
Insured Declared Value explained: How it affects your car insurance premium in the Philippines

When you purchase a car in the Philippines, one thing that’s a must is car insurance, which provides the owner's...

Carmudi PH . Nov 10, 2025
Think your policy just expired? It might be cancelled — Learn the difference
Think your policy just expired? It might be cancelled — Learn the difference

Car insurance is something that no car owner should take lightly, especially in the Philippines, where it is a legal...

Carmudi PH . Nov 07, 2025
Your go-to guide for car insurance renewal in the Philippines
Your go-to guide for car insurance renewal in the Philippines

Renewing your car insurance policy is a task that can’t be skipped by car owners, especially in the Philippines. Why?...

Carmudi PH . Nov 05, 2025
Second-hand cars and insurance: Hidden costs no one talks about
Second-hand cars and insurance: Hidden costs no one talks about

Buying a pre-loved car is a practical choice, especially for those on a budget. For many Filipinos, it offers an...

Carmudi PH . Nov 03, 2025
Impact of safety features on car insurance premiums
Impact of safety features on car insurance premiums

Car insurance is a must for every car owner in the country—it is not only required by law but also...

Carmudi PH . Oct 31, 2025
Can AI predict your car’s insurance premium? Let’s find out
Can AI predict your car’s insurance premium? Let’s find out

Artificial Intelligence (AI) is the ‘it’ thing of the hour, with everyone talking about it and exploring ways to integrate...

Carmudi PH . Oct 29, 2025
What's not covered under your car insurance policy?
What's not covered under your car insurance policy?

It is a fact that getting car insurance is a must after buying a car in the Philippines. It not...

Carmudi PH . Oct 27, 2025
Why should you avoid making small car insurance claims in the Philippines?
Why should you avoid making small car insurance claims in the Philippines?

It is a known fact that if you own a car, you need to get insurance—it is a two-way street....

Carmudi PH . Oct 24, 2025
Filing a car insurance claim? Here are the papers you must prepare
Filing a car insurance claim? Here are the papers you must prepare

Accidents or unexpected incidents can happen to anyone, anytime—even the most careful drivers can fall prey to unfortunate events. When...

Carmudi PH . Oct 22, 2025
Philippines car insurance expiry FAQs: Renewal, grace periods, and more
Philippines car insurance expiry FAQs: Renewal, grace periods, and more

As the heading suggests, this article will discuss all about car insurance expiry in the Philippines. Whether it's renewal timelines,...

Carmudi PH . Oct 16, 2025
Car insurance claim denied? Here’s how to file an appeal in the Philippines
Car insurance claim denied? Here’s how to file an appeal in the Philippines

Car insurance is like a safety shield that protects policyholders financially in the event of accidents, theft, and natural disasters....

Carmudi PH . Oct 15, 2025
Car insurance add-ons in the Philippines: Which ones are worth it?
Car insurance add-ons in the Philippines: Which ones are worth it?

Owning a car is enjoyable, as it allows you to travel and run errands at your convenience, while also conveying...

Carmudi PH . Oct 13, 2025
6 Smart ways to never forget your car insurance expiry date
6 Smart ways to never forget your car insurance expiry date

For Filipino car owners, it is easy to overlook one essential date, i.e., the car insurance expiry date. And we...

Carmudi PH . Oct 08, 2025
Motorcycle registration and insurance: A step-by-step guide for Filipinos
Motorcycle registration and insurance: A step-by-step guide for Filipinos

Believe it or not, but motorcycles in the Philippines are one of the most popular modes of transportation. From being...

Carmudi PH . Oct 07, 2025