Man Switches Gender to Save on Car Insurance

Hopefully, this doesn’t give you any bad ideas.

A man in Alberta, Canada who wanted to buy a new car, was shocked at the cost of insurance that he had to pay for. The car that he intended to buy, a Chevrolet Cruze, came with a USD4,500 annual premium because he was male and in his early 20s. Since women pay less for car insurance because of the simple fact that they are less likely to get into a car accident, the Canadian decided to become a woman.

Alberta is one of several Canadian provinces where residents can easily change the gender listed on their birth certificates. All they have to do is obtain a note from a doctor or psychologist saying that they identify as a different gender.

"It was pretty simple. I just basically asked for it and told (the doctor) that I identify as a woman, or I'd like to identify as a woman, and he wrote me the letter I wanted," the unnamed man said in an interview. "It was a lie, of course, but once you've gotten your birth certificate amended, it's a snap to get your driver's license changed, and then bring on those sweet savings in that sweet, sweet Chevy Cruze. Worth it, right?"

As a woman, he only had to pay USD3,400 for the annual insurance on his Chevrolet Cruze.

"I am now a woman," he declared. "I now pay USD1,100 less for auto insurance. I won. The end."