Local directory: buying car insurance in the Philippines

Need help making sense of the car insurance market? We’ve prepared a guide to buying car insurance in the Philippines, plus a list of local companies and what they offer.

Choosing the right car insurance

There are three main types of car insurance in the Philippines: 1) Comprehensive insurance: The policyholder receives full coverage for all financial losses incurred during an accident, including accident damage and theft. This is the highest level of coverage available to motorists. 2) Third-party insurance: This policy covers death and injury to third parties, as well as other liabilities such as property damage and some legal costs. 3) Act Only liability insurance: this type of insurance provides the minimum coverage required under the law. It is the cheapest option for drivers in Pakistan and only covers the policyholders’ costs in the event that a third party is killed or injured in an accident.  

Where to buy car insurance in the Philippines:

Insurer: Alpha Insurance Centre City: Manila Telephone: (02) 525 1301; (02) 404 0320 Website: www.alphainsurance.com.ph Insurer: Commonwealth Insurance Company City: Makati City Telephone: (02) 818 7626 to 31 Website: http://cic.com.ph Insurer: Country Bankers Insurance Corp. City: Manila Telephone: (02) 524 0621 Website: www.countrybankers.com Insurer: Federal Phoenix City: Makati City Telephone: (02) 859 1200 Website: www.federalphoenix.com Insurer: Fortune General Insurance Corporation City: Pasig City Telephone: (02) 706 3959 Website: www.fortunegeneral.com.ph Insurer: Orienta Insurance Corporation City: Pasig City Telephone: (02) 631-7851 to 66 Website: www.oac.com.ph Insurer: People's General Insurance Corporation City: Manila Telephone: (02) 527 7611 to 15 Website: www.peoplesgen.com.ph Insurer: Perla Insurance City: Makati City Telephone: (02) 911 2983 Website: www.perlainsurance.com Insurer: Philippine Phoenix Surety & Insurance, Inc. City: Manila Telephone: (02) 527 8501 to 10 Website: www.philippinephoenix.com Insurer: PNB General Insurers Company, Inc. City: Pasay City Telephone: (02) 526 3635 Website: www.pnb.com.ph